Fast renewals through automatic deposit!*

No more documents to send! * Call us to find out about the eligibility criteria for an automatic deposit renewal.


  • Be a Canadian resident and at least 18 years of age.
  • Have a street address.
  • Have an active phone.
  • Have an eligible stable income.
    - Full-time salaried/hourly employees
    - Exceeding 300$ /weekly
    - Exceeding 600$ /bi-weekly
    - Exceeding 1200$ /monthly

Non-eligible income :
          Social assistance
          Employment insurance (unemployment)
          Parental Insurance
          Family Allowances
          Child tax
          Loans and Grants


  • Complete an online application via your customer area or contact your personalized agent at 1-855-776-2114.

If it has been more than a year since your last loan, you will need to:

  • Complete Instant Bank Verification (IBV)

If your job has changed, you will need to:  

  • Complete the Instant Bank Verification (IBV) 
  • Send us a recent  pay stub (no more than 4 or 6 weeks)

If you have changed your bank account you must provide us : 

  • One (1) specimen check OR one (1) preauthorized debit form from the account where your pay is deposited. 

Your application will be submitted to the approval department in order to analyze your file. No credit check will be made. 

The analysis consists of verifying your documents and your income to ensure the repayment capacity. 

The application may be refused by the lending institution if you do not meet the eligibility criteria such as the minimum required amount of your income or if there are too many missed payments and/or microcredit in the bank statement. 

Get your money the same day of your request!

Get between $300 and $1250 in your bank account in less than 24h. 

* To receive the deposit the same day, your request must be completed and approved before 10:30 am Monday to Friday.
*If your request is completed and approved before 6:00 p.m. Monday to Thursday, you will receive the deposit between midnight and noon the next morning. 
* Laurentian and National banks receive no deposists in the morning. Deposits for these two institutions are only made in the evening between 6:00 p.m. and midnight. 

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The deposit can be made the same day or within 24 hours following an approved request before 18:00 *.